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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,000 | $86,940-52.8% | $102,434-60.0% | $80,935-49.3% |
| Participation rate | 61.7% | 72.4%-10.7pp | 76.5%-14.8pp | 67.7%-6.0pp |
| Annual return | 17.79% | 18.89%-1.1pp | 29.46%-11.7pp | 35.66%-17.9pp |
| Employer contribution / active EE | $4,480 | $2,370+89.0% | $3,023+48.2% | $2,757+62.5% |
| Participant deferral / active EE | $2,477 | $4,121-39.9% | $5,055-51.0% | $4,299-42.4% |
| Admin fee / account holder | $2,345 | $8,047-70.9% | $9,462-75.2% | $6,924-66.1% |