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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,222 | $80,983-35.5% | $96,544-45.9% | $75,177-30.5% |
| Participation rate | 56.6% | 71.8%-15.2pp | 76.0%-19.4pp | 67.2%-10.6pp |
| Annual return | 0.00% | 27.05%-27.1pp | 25.88%-25.9pp | 160.75%-160.8pp |
| Employer contribution / active EE | $1,574 | $2,282-31.1% | $2,966-47.0% | $2,671-41.1% |
| Participant deferral / active EE | $3,050 | $3,929-22.4% | $4,851-37.1% | $4,126-26.1% |
| Admin fee / account holder | $1,809 | $6,717-73.1% | $8,254-78.1% | $5,651-68.0% |