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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,572 | $96,419-29.9% | $80,648-16.2% | $139,487-51.6% |
| Participation rate | 50.0% | 73.6%-23.6pp | 67.0%-17.0pp | 80.3%-30.3pp |
| Annual return | 17.03% | 1352.86%-1335.8pp | 937.21%-920.2pp | 373.84%-356.8pp |
| Employer contribution / active EE | $1,538 | $3,261-52.8% | $2,724-43.5% | $4,755-67.7% |
| Participant deferral / active EE | $3,899 | $5,225-25.4% | $4,443-12.3% | $6,713-41.9% |
| Admin fee / account holder | $2,345 | $6,605-64.5% | $5,382-56.4% | $11,407-79.4% |