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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,230 | $93,124-48.2% | $77,100-37.4% | $134,545-64.2% |
| Participation rate | 57.9% | 74.5%-16.6pp | 67.9%-10.0pp | 81.2%-23.3pp |
| Annual return | 0.00% | 62.68%-62.7pp | 42.35%-42.4pp | 418.37%-418.4pp |
| Employer contribution / active EE | $1,295 | $3,421-62.2% | $2,815-54.0% | $4,742-72.7% |
| Participant deferral / active EE | $2,920 | $5,242-44.3% | $4,430-34.1% | $6,401-54.4% |
| Admin fee / account holder | $4,132 | $6,970-40.7% | $5,443-24.1% | $11,431-63.9% |