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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 30-0219031 | Recordkeeping | $82,435 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,493 | $66,319+131.4% | $93,621+64.0% | $65,186+135.5% |
| Participation rate | 100.0% | 74.0%+26.0pp | 75.8%+24.2pp | 70.2%+29.8pp |
| Annual return | 29.04% | 42.59%-13.5pp | 32.76%-3.7pp | 29.39%-0.3pp |
| Employer contribution / active EE | $11,194 | $2,013+456.2% | $2,719+311.7% | $2,177+414.3% |
| Participant deferral / active EE | $3,823 | $3,343+14.4% | $4,070-6.0% | $3,514+8.8% |
| Admin fee / account holder | $546 | $6,900-92.1% | $7,890-93.1% | $847-35.6% |