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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 30-0219031 | Recordkeeping | $69,606 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,612 | $63,314+118.9% | $91,004+52.3% | $62,293+122.5% |
| Participation rate | 100.0% | 73.3%+26.7pp | 75.6%+24.4pp | 69.5%+30.5pp |
| Annual return | 15.39% | 21.00%-5.6pp | 4.60%+10.8pp | 28.90%-13.5pp |
| Employer contribution / active EE | $4,097 | $1,807+126.7% | $2,456+66.8% | $2,042+100.6% |
| Participant deferral / active EE | $3,198 | $2,944+8.7% | $3,548-9.8% | $3,169+0.9% |
| Admin fee / account holder | $535 | $468+14.5% | $5,417-90.1% | $479+11.7% |