Retirement plan

PLUMBERS & STEAMFITTERS LOCAL 434 AND MCA SUPPLEMENTAL 401K

Name: PLUMBERS & STEAMFITTERS LOCAL 434 AND MCA SUPPLEMENTAL 401K - PLUMBERS & STEAMFITTERS LOCAL 434 AND MCA SUPPLEMENTAL 401K (2017) Form 5500
Creator: PLUMBERS & STEAMFITTERS LOCAL 434 AND MCA SUPPLEMENTAL 401K
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PLUMBERS & STEAMFITTERS LOCAL 434 AND MCA SUPPLEMENTAL 401K, PLUMBERS & STEAMFITTERS LOCAL 434 AND MCA SUPPLEMENTAL 401K

PLUMBERS & STEAMFITTERS LOCAL 434 AND MCA SUPPLEMENTAL 401KEIN 39-1905166Plan #001PY 2017

912 NORTH VIEW DRIVE - MOSINEE, WI 54455715-692-4341ua400.orgLinkedIn11-50 employeesconstruction

Prospect flagsFailed to transmit contributions

How to read this page

Total assets (EOY)

$63M

+17.3% from 2016

Total participants

1,061

+4.1% from 2016

Average account balance

$59,961

+12.8% from 2016

Annual return

16.50%

+9.34 pp from 2016

Benchmarks

See 390 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants1,000-4,999

Cohort390 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$115.42M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$91K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,275

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

69.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$9.78M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+8.08%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$218

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
MILLIMAN, INC.3+ years Filed as: MILLIMAN Service code 15 · EIN 91-0675641	Recordkeeping	$73,197
REINHART BOERNER VAN DEUREN S.C.3+ years Filed as: REINHART, BOERNER, VAN DUREN Service code 29 · EIN 39-1126909	Legal	$30,594
HIGHCROFT INVESTMENT ADVISORS, LLC3+ years Service code 51 · EIN 04-3046611	Investment Mgmt Fees	$30,470
MATRIX TRUST COMPANY3+ years Service code 21 · EIN 75-3182674 717 17TH ST SUITE 1300 · DENVER, CO 80202	Bank Trustee	$23,954
WILSON-MCSHANE CORPORATION3+ years Filed as: WILSON-MCSHANE Service code 13 · EIN 41-0956552	Contract Administrator	$12,713
BAUMAN ASSOCIATES3+ years Service code 10 · EIN 39-1277627	Accounting	$11,130

Plan features & details

Pension benefit codes2E2G2J2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

1 tripped

ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$215K

$215 / participant

Investment mgmt$24K11.1%
Contract admin$12K5.6%
Other / not subdivided$179K83.3%

% of EOY assets

0.341%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: BAUMAN ASSOCIATES
Auditor EIN: 391277627
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$59,961

$221,442-72.9%

$92,240-35.0%

$77,958-23.1%

Participation rate

99.0%

79.6%+19.4pp

76.5%+22.5pp

71.6%+27.4pp

Annual return

16.50%

15.65%+0.8pp

176.29%-159.8pp

20.87%-4.4pp

Employer contribution / active EE

$2,671

$3,226-17.2%

$3,680-27.4%

$2,310+15.6%

Participant deferral / active EE

$1,253

$2,779-54.9%

$3,897-67.9%

$3,537-64.6%

Admin fee / account holder

$205

$210-2.5%

$5,194-96.1%

$97+110.1%

Provider

Service type

Compensation

MILLIMAN, INC.3+ years

Filed as: MILLIMAN

Service code 15 · EIN 91-0675641

Recordkeeping

$73,197

REINHART BOERNER VAN DEUREN S.C.3+ years

Filed as: REINHART, BOERNER, VAN DUREN

Service code 29 · EIN 39-1126909

Legal

$30,594

HIGHCROFT INVESTMENT ADVISORS, LLC3+ years

Service code 51 · EIN 04-3046611

Investment Mgmt Fees

$30,470

MATRIX TRUST COMPANY3+ years

Service code 21 · EIN 75-3182674

717 17TH ST SUITE 1300 · DENVER, CO 80202

Bank Trustee

$23,954

WILSON-MCSHANE CORPORATION3+ years

Filed as: WILSON-MCSHANE

Service code 13 · EIN 41-0956552

Contract Administrator

$12,713

BAUMAN ASSOCIATES3+ years

Service code 10 · EIN 39-1277627

Accounting

$11,130

PLUMBERS & STEAMFITTERS LOCAL 434 AND MCA SUPPLEMENTAL 401K

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PLUMBERS & STEAMFITTERS LOCAL 434 AND MCA SUPPLEMENTAL 401K

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion