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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,078 | $148,623-30.6% | $135,974-24.2% | $139,466-26.1% |
| Participation rate | 62.5% | 83.9%-21.4pp | 81.9%-19.4pp | 80.3%-17.8pp |
| Annual return | 18.16% | 79.30%-61.1pp | 68.30%-50.1pp | 373.66%-355.5pp |
| Employer contribution / active EE | $1,691 | $5,246-67.8% | $4,859-65.2% | $4,754-64.4% |
| Participant deferral / active EE | $6,085 | $8,103-24.9% | $7,760-21.6% | $6,712-9.3% |
| Admin fee / account holder | $9 | $12,406-99.9% | $10,767-99.9% | $11,409-99.9% |