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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,258 | $81,870-59.4% | $119,634-72.2% | $68,490-51.4% |
| Participation rate | 70.4% | 71.9%-1.5pp | 79.3%-8.9pp | 67.9%+2.5pp |
| Annual return | -20.58% | -23.82%+3.2pp | -14.98%-5.6pp | -7.85%-12.7pp |
| Employer contribution / active EE | $2,025 | $2,692-24.8% | $4,232-52.1% | $2,597-22.0% |
| Participant deferral / active EE | $3,499 | $4,148-15.6% | $5,601-37.5% | $4,028-13.1% |
| Admin fee / account holder | $3,322 | $6,583-49.5% | $10,329-67.8% | $5,403-38.5% |