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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,096 | $99,994-63.9% | $146,643-75.4% | $85,847-58.0% |
| Participation rate | 70.6% | 73.1%-2.5pp | 80.1%-9.5pp | 69.3%+1.3pp |
| Annual return | 16.25% | 18.93%-2.7pp | 22.75%-6.5pp | 318.61%-302.4pp |
| Employer contribution / active EE | $1,464 | $2,559-42.8% | $4,137-64.6% | $2,565-42.9% |
| Participant deferral / active EE | $2,892 | $4,006-27.8% | $5,506-47.5% | $3,952-26.8% |
| Admin fee / account holder | $1,608 | $7,703-79.1% | $10,280-84.4% | $6,261-74.3% |