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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,640 | $88,707-48.6% | $74,184-38.5% | $273,972-83.3% |
| Participation rate | 50.0% | 79.4%-29.4pp | 76.6%-26.6pp | 83.0%-33.0pp |
| Annual return | 9.61% | 11.94%-2.3pp | 17.74%-8.1pp | 41.46%-31.8pp |
| Employer contribution / active EE | $1,349 | $3,159-57.3% | $2,370-43.1% | $4,869-72.3% |
| Participant deferral / active EE | $2,605 | $4,212-38.1% | $3,550-26.6% | $5,287-50.7% |
| Admin fee / account holder | $290 | $8,717-96.7% | $5,586-94.8% | $10,133-97.1% |