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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,329 | $110,337+48.9% | $102,383+60.5% | $145,877+12.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 14.28% | 24.83%-10.6pp | 24.94%-10.7pp | 551.28%-537.0pp |
| Employer contribution / active EE | $3,809 | $4,216-9.7% | $3,870-1.6% | $4,663-18.3% |
| Participant deferral / active EE | $9,272 | $5,621+65.0% | $5,060+83.3% | $6,691+38.6% |
| Admin fee / account holder | $13,510 | $9,750+38.6% | $8,391+61.0% | $13,402+0.8% |