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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,143 | $97,732-36.4% | $83,831-25.9% | $135,380-54.1% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -8.21% | 1287.56%-1295.8pp | 850.99%-859.2pp | 519.81%-528.0pp |
| Employer contribution / active EE | $2,899 | $4,222-31.3% | $3,631-20.2% | $4,779-39.3% |
| Participant deferral / active EE | $7,623 | $4,683+62.8% | $4,082+86.7% | $5,609+35.9% |
| Admin fee / account holder | $2,274 | $6,675-65.9% | $5,479-58.5% | $10,828-79.0% |