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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,329 | $110,410+48.8% | $102,437+60.4% | $145,897+12.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 14.28% | 24.85%-10.6pp | 24.95%-10.7pp | 552.29%-538.0pp |
| Employer contribution / active EE | $3,809 | $4,217-9.7% | $3,871-1.6% | $4,663-18.3% |
| Participant deferral / active EE | $9,272 | $5,622+64.9% | $5,060+83.2% | $6,689+38.6% |
| Admin fee / account holder | $13,510 | $9,745+38.6% | $8,388+61.1% | $13,390+0.9% |