Filed May 7, 2025
Total covered: 11 employees
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| Provider | Service type | Compensation |
|---|---|---|
HARBOUR INVESTMENTS INC1 year Service code 17 · EIN 39-1571149 | Pension Consulting | $15,964 |
Service code 13 · EIN 41-0417830 | Contract Administrator | $3,470 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,584 | $50,199-41.1% | $69,884-57.7% | $66,938-55.8% |
| Participation rate | 67.5% | 66.3%+1.2pp | 70.5%-3.0pp | 69.8%-2.3pp |
| Annual return | -18.15% | -13.85%-4.3pp | 190.81%-209.0pp | 1.58%-19.7pp |
| Employer contribution / active EE | $1,489 | $1,864-20.1% | $2,560-41.8% | $2,545-41.5% |
| Participant deferral / active EE | $2,609 | $3,112-16.2% | $3,848-32.2% | $4,238-38.4% |
| Admin fee / account holder | $105 | $600-82.5% | $6,266-98.3% | $594-82.3% |