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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,890 | $197,637-83.9% | $177,848-82.1% | $158,982-79.9% |
| Participation rate | 75.0% | 88.5%-13.5pp | 87.7%-12.7pp | 82.0%-7.0pp |
| Annual return | 27.90% | 58.77%-30.9pp | 48.33%-20.4pp | 302.99%-275.1pp |
| Employer contribution / active EE | $2,070 | $6,698-69.1% | $5,919-65.0% | $4,763-56.5% |
| Participant deferral / active EE | $5,841 | $8,405-30.5% | $7,714-24.3% | $5,983-2.4% |
| Admin fee / account holder | $619 | $15,406-96.0% | $12,431-95.0% | $11,252-94.5% |