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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,974 | $160,059-95.6% | $140,019-95.0% | $135,380-94.8% |
| Participation rate | 71.4% | 88.5%-17.1pp | 87.5%-16.1pp | 82.6%-11.2pp |
| Annual return | 0.00% | 911.48%-911.5pp | 651.17%-651.2pp | 519.81%-519.8pp |
| Employer contribution / active EE | $1,503 | $6,420-76.6% | $5,605-73.2% | $4,779-68.6% |
| Participant deferral / active EE | $4,914 | $7,641-35.7% | $6,927-29.0% | $5,609-12.4% |
| Admin fee / account holder | $1,208 | $13,328-90.9% | $10,705-88.7% | $10,828-88.8% |