| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $1,305,857 |
STRATEGIC ADVISORS, INC.8 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $982,966 |
CAPFINANCIAL PARTNERS LLC5 years Filed as: CAPFINANCIAL PARTNERS, LLC Service code 27 · EIN 26-0058143 | Advisory (Plan) | $83,572 |
ARMANINO LLP4 years Service code 10 · EIN 94-6214841 | Accounting | $29,400 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported that benefits due were not provided when due.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,990 | $152,104-52.0% | $184,256-60.4% | $106,553-31.5% |
| Participation rate | 95.4% | 85.9%+9.6pp | 86.8%+8.6pp | 69.8%+25.6pp |
| Annual return | 14.47% | 20.70%-6.2pp | 28.85%-14.4pp | 17.37%-2.9pp |
| Employer contribution / active EE | $2,041 | $5,326-61.7% | $6,427-68.2% | $3,359-39.2% |
| Participant deferral / active EE | $7,350 | $8,559-14.1% | $9,133-19.5% | $5,562+32.1% |
| Admin fee / account holder | $37 | $103-63.8% | $13,899-99.7% | $80-53.3% |