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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,645 | $76,551+4.0% | $123,894-35.7% | $62,881+26.7% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 9.93% | 18.68%-8.7pp | 47.52%-37.6pp | 20.14%-10.2pp |
| Employer contribution / active EE | $5,309 | $2,882+84.2% | $4,617+15.0% | $2,281+132.7% |
| Participant deferral / active EE | $7,219 | $4,840+49.2% | $5,984+20.6% | $3,203+125.4% |
| Admin fee / account holder | $2,211 | $4,826-54.2% | $8,357-73.5% | $4,296-48.5% |