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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,048 | $92,743+124.3% | $82,744+151.4% | $134,532+54.6% |
| Participation rate | 80.0% | 75.2%+4.8pp | 72.6%+7.4pp | 81.2%-1.2pp |
| Annual return | -25.20% | 946.63%-971.8pp | 702.22%-727.4pp | 418.27%-443.5pp |
| Employer contribution / active EE | $2,332 | $3,273-28.8% | $3,008-22.5% | $4,741-50.8% |
| Participant deferral / active EE | $9,533 | $4,802+98.5% | $4,395+116.9% | $6,401+48.9% |
| Admin fee / account holder | $1,105 | $5,977-81.5% | $5,325-79.2% | $11,429-90.3% |