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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,325 | $90,607+65.9% | $79,467+89.2% | $135,380+11.0% |
| Participation rate | 83.3% | 76.0%+7.3pp | 73.3%+10.0pp | 82.6%+0.7pp |
| Annual return | -4.44% | 977.74%-982.2pp | 718.30%-722.7pp | 519.81%-524.2pp |
| Employer contribution / active EE | $2,302 | $3,068-25.0% | $2,800-17.8% | $4,779-51.8% |
| Participant deferral / active EE | $7,215 | $4,050+78.1% | $3,704+94.8% | $5,609+28.6% |
| Admin fee / account holder | $953 | $5,895-83.8% | $5,104-81.3% | $10,828-91.2% |