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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,021 | $174,379-54.7% | $152,093-48.0% | $138,895-43.1% |
| Participation rate | 91.7% | 81.6%+10.0pp | 77.8%+13.9pp | 79.9%+11.7pp |
| Annual return | 27.08% | 74.86%-47.8pp | 66.36%-39.3pp | 145.39%-118.3pp |
| Employer contribution / active EE | $2,941 | $4,652-36.8% | $4,175-29.5% | $4,194-29.9% |
| Participant deferral / active EE | $5,926 | $6,159-3.8% | $5,451+8.7% | $6,396-7.4% |
| Admin fee / account holder | $613 | $16,880-96.4% | $14,497-95.8% | $12,562-95.1% |