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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,366 | $134,817+128.7% | $123,973+148.7% | $155,188+98.7% |
| Participation rate | 78.6% | 79.4%-0.8pp | 76.7%+1.9pp | 80.8%-2.2pp |
| Annual return | 20.44% | 515.49%-495.0pp | 388.13%-367.7pp | 148.84%-128.4pp |
| Employer contribution / active EE | $7,143 | $4,425+61.4% | $4,126+73.1% | $4,248+68.2% |
| Participant deferral / active EE | $8,021 | $5,706+40.6% | $5,247+52.9% | $6,531+22.8% |
| Admin fee / account holder | $9,110 | $13,245-31.2% | $11,799-22.8% | $14,480-37.1% |