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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,821 | $69,977-47.4% | $108,582-66.1% | $62,881-41.4% |
| Participation rate | 78.9% | 72.9%+6.1pp | 79.6%-0.6pp | 69.3%+9.6pp |
| Annual return | 8.28% | 10.73%-2.4pp | -51.70%+60.0pp | 20.14%-11.9pp |
| Employer contribution / active EE | $1,741 | $2,135-18.5% | $3,758-53.7% | $2,281-23.7% |
| Participant deferral / active EE | $2,992 | $3,165-5.5% | $4,311-30.6% | $3,203-6.6% |
| Admin fee / account holder | $1,317 | $5,076-74.1% | $7,645-82.8% | $4,296-69.3% |