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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,193 | $45,082-59.6% | $69,464-73.8% | $72,975-75.1% |
| Participation rate | 77.8% | 68.5%+9.3pp | 74.6%+3.2pp | 69.5%+8.3pp |
| Annual return | 4.18% | 22.66%-18.5pp | 28.98%-24.8pp | 81.01%-76.8pp |
| Employer contribution / active EE | $1,958 | $2,055-4.7% | $2,779-29.5% | $2,440-19.7% |
| Participant deferral / active EE | $2,645 | $2,604+1.6% | $3,536-25.2% | $3,608-26.7% |
| Admin fee / account holder | $4,433 | $3,057+45.0% | $3,840+15.4% | $5,124-13.5% |