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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,287 | $100,792-54.1% | $86,691-46.6% | $134,509-65.6% |
| Participation rate | 83.3% | 78.9%+4.4pp | 76.6%+6.7pp | 81.2%+2.1pp |
| Annual return | -15.41% | 29.08%-44.5pp | 35.94%-51.3pp | 418.13%-433.5pp |
| Employer contribution / active EE | $490 | $3,491-86.0% | $2,837-82.7% | $4,741-89.7% |
| Participant deferral / active EE | $3,484 | $5,339-34.7% | $4,656-25.2% | $6,400-45.6% |
| Admin fee / account holder | $15,699 | $10,924+43.7% | $7,492+109.5% | $11,427+37.4% |