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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,153 | $63,861-35.6% | $104,614-60.7% | $79,858-48.5% |
| Participation rate | 64.0% | 64.9%-0.9pp | 74.1%-10.1pp | 69.6%-5.6pp |
| Annual return | 12.77% | 21.30%-8.5pp | 340.56%-327.8pp | 31.72%-18.9pp |
| Employer contribution / active EE | $0 | $1,588-100.0% | $2,681-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $2,079 | $2,693-22.8% | $3,739-44.4% | $3,740-44.4% |
| Admin fee / account holder | $1,834 | $4,185-56.2% | $6,464-71.6% | $5,306-65.4% |