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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,851 | $217,432+4.3% | $185,849+22.1% | $167,536+35.4% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 0.96% | 148.42%-147.5pp | 122.10%-121.1pp | 478.82%-477.9pp |
| Employer contribution / active EE | $12,997 | $5,875+121.2% | $5,169+151.5% | $4,839+168.6% |
| Participant deferral / active EE | $9,631 | $6,357+51.5% | $5,569+72.9% | $6,342+51.9% |
| Admin fee / account holder | $65,357 | $19,818+229.8% | $16,244+302.4% | $12,315+430.7% |