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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,076 | $70,684+135.0% | $169,390-2.0% | $75,173+120.9% |
| Participation rate | 61.1% | 64.8%-3.7pp | 77.2%-16.1pp | 67.2%-6.1pp |
| Annual return | 17.68% | 36.38%-18.7pp | 406.07%-388.4pp | 160.72%-143.0pp |
| Employer contribution / active EE | $1,497 | $2,211-32.3% | $4,013-62.7% | $2,671-43.9% |
| Participant deferral / active EE | $7,513 | $4,310+74.3% | $6,222+20.7% | $4,126+82.1% |
| Admin fee / account holder | $6,114 | $5,404+13.1% | $9,015-32.2% | $5,651+8.2% |