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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,554 | $52,519+61.0% | $155,789-45.7% | $59,633+41.8% |
| Participation rate | 57.1% | 61.7%-4.6pp | 76.1%-19.0pp | 68.7%-11.5pp |
| Annual return | -0.02% | 53.51%-53.5pp | 71.54%-71.6pp | 2041.45%-2041.5pp |
| Employer contribution / active EE | $1,928 | $1,589+21.3% | $3,839-49.8% | $2,203-12.5% |
| Participant deferral / active EE | $4,937 | $3,084+60.1% | $4,798+2.9% | $3,192+54.7% |
| Admin fee / account holder | $12,434 | $3,540+251.2% | $7,477+66.3% | $4,297+189.4% |