| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $192,439 |
PRIVATE ADVISOR GROUP LLC4+ years Service code 27 · EIN 27-3463733 | Advisory (Plan) | $158,277 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,328 | $114,195-54.2% | $106,554-50.9% | $93,010-43.7% |
| Participation rate | 91.1% | 86.4%+4.7pp | 76.1%+14.9pp | 73.9%+17.2pp |
| Annual return | 19.20% | 22.18%-3.0pp | 26.80%-7.6pp | 158.70%-139.5pp |
| Employer contribution / active EE | $925 | $4,009-76.9% | $2,819-67.2% | $2,705-65.8% |
| Participant deferral / active EE | $7,481 | $5,908+26.6% | $4,398+70.1% | $4,561+64.0% |
| Admin fee / account holder | $136 | $105+30.1% | $7,408-98.2% | $152-10.2% |