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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,188 | $86,938-71.0% | $102,423-75.4% | $80,925-68.9% |
| Participation rate | 82.8% | 72.4%+10.4pp | 76.5%+6.3pp | 67.7%+15.1pp |
| Annual return | 12.89% | 18.89%-6.0pp | 29.42%-16.5pp | 35.65%-22.8pp |
| Employer contribution / active EE | $1,703 | $2,369-28.1% | $3,023-43.7% | $2,756-38.2% |
| Participant deferral / active EE | $2,655 | $4,120-35.6% | $5,054-47.5% | $4,299-38.2% |
| Admin fee / account holder | $4,612 | $8,053-42.7% | $9,455-51.2% | $6,940-33.5% |