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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,473 | $71,878-59.0% | $86,698-66.0% | $68,486-57.0% |
| Participation rate | 53.8% | 72.2%-18.4pp | 76.6%-22.7pp | 67.9%-14.0pp |
| Annual return | -18.04% | 3.53%-21.6pp | 35.95%-54.0pp | -7.85%-10.2pp |
| Employer contribution / active EE | $1,500 | $2,173-31.0% | $2,837-47.1% | $2,597-42.2% |
| Participant deferral / active EE | $2,317 | $3,779-38.7% | $4,656-50.2% | $4,028-42.5% |
| Admin fee / account holder | $2,542 | $6,113-58.4% | $7,493-66.1% | $5,404-53.0% |