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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,006 | $138,114-24.0% | $125,391-16.3% | $134,545-22.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.42% | 750.88%-768.3pp | 572.41%-589.8pp | 418.37%-435.8pp |
| Employer contribution / active EE | $10,787 | $5,246+105.6% | $4,816+124.0% | $4,742+127.5% |
| Participant deferral / active EE | $8,813 | $7,801+13.0% | $7,448+18.3% | $6,401+37.7% |
| Admin fee / account holder | $10,909 | $11,570-5.7% | $10,009+9.0% | $11,431-4.6% |