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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,362 | $176,105-22.6% | $159,474-14.5% | $167,536-18.6% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 17.54% | 331.91%-314.4pp | 263.68%-246.1pp | 478.82%-461.3pp |
| Employer contribution / active EE | $10,559 | $5,299+99.3% | $4,831+118.6% | $4,839+118.2% |
| Participant deferral / active EE | $8,561 | $7,751+10.4% | $7,353+16.4% | $6,342+35.0% |
| Admin fee / account holder | $617 | $12,559-95.1% | $10,802-94.3% | $12,315-95.0% |