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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,735 | $77,419-19.0% | $69,461-9.7% | $152,885-59.0% |
| Participation rate | 82.4% | 78.1%+4.3pp | 74.6%+7.7pp | 82.5%-0.1pp |
| Annual return | 0.00% | 39.07%-39.1pp | 28.97%-29.0pp | 345.39%-345.4pp |
| Employer contribution / active EE | $0 | $3,315-100.0% | $2,779-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $2,121 | $4,414-51.9% | $3,536-40.0% | $5,851-63.7% |
| Admin fee / account holder | $2,347 | $6,207-62.2% | $3,840-38.9% | $11,598-79.8% |