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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,735 | $77,449-19.0% | $69,483-9.7% | $152,909-59.0% |
| Participation rate | 82.4% | 78.1%+4.3pp | 74.6%+7.8pp | 82.5%-0.1pp |
| Annual return | 0.00% | 39.09%-39.1pp | 28.99%-29.0pp | 345.46%-345.5pp |
| Employer contribution / active EE | $0 | $3,316-100.0% | $2,780-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $2,121 | $4,415-52.0% | $3,537-40.0% | $5,851-63.7% |
| Admin fee / account holder | $2,347 | $6,210-62.2% | $3,841-38.9% | $11,601-79.8% |