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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,525 | $80,992-21.6% | $96,534-34.2% | $75,173-15.5% |
| Participation rate | 38.7% | 71.8%-33.1pp | 76.0%-37.3pp | 67.2%-28.5pp |
| Annual return | 19.99% | 27.05%-7.1pp | 25.88%-5.9pp | 160.72%-140.7pp |
| Employer contribution / active EE | $0 | $2,283-100.0% | $2,965-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $2,210 | $3,929-43.8% | $4,851-54.5% | $4,126-46.5% |
| Admin fee / account holder | $1,430 | $6,717-78.7% | $8,253-82.7% | $5,651-74.7% |