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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,057 | $71,873-30.4% | $86,698-42.3% | $68,490-26.9% |
| Participation rate | 37.0% | 72.2%-35.3pp | 76.6%-39.6pp | 67.9%-30.9pp |
| Annual return | -18.28% | 3.54%-21.8pp | 35.96%-54.2pp | -7.85%-10.4pp |
| Employer contribution / active EE | $0 | $2,173-100.0% | $2,837-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $1,749 | $3,779-53.7% | $4,656-62.4% | $4,028-56.6% |
| Admin fee / account holder | $682 | $6,110-88.8% | $7,492-90.9% | $5,403-87.4% |