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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,230 | $167,362-6.7% | $143,799+8.6% | $134,532+16.1% |
| Participation rate | 66.7% | 84.8%-18.2pp | 80.3%-13.6pp | 81.2%-14.6pp |
| Annual return | -11.78% | 0.47%-12.3pp | -0.04%-11.7pp | 418.27%-430.1pp |
| Employer contribution / active EE | $1,484 | $5,620-73.6% | $4,952-70.0% | $4,741-68.7% |
| Participant deferral / active EE | $4,794 | $6,447-25.6% | $5,638-15.0% | $6,401-25.1% |
| Admin fee / account holder | $324,843 | $18,094+1695.3% | $14,677+2113.3% | $11,429+2742.4% |