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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,649 | $198,457+32.3% | $170,435+54.1% | $147,586+78.0% |
| Participation rate | 91.7% | 88.0%+3.7pp | 83.6%+8.1pp | 82.8%+8.8pp |
| Annual return | 18.31% | 257.30%-239.0pp | 205.94%-187.6pp | 578.59%-560.3pp |
| Employer contribution / active EE | $2,204 | $6,183-64.4% | $5,432-59.4% | $4,876-54.8% |
| Participant deferral / active EE | $6,646 | $5,629+18.1% | $4,939+34.5% | $5,439+22.2% |
| Admin fee / account holder | $4,885 | $16,852-71.0% | $13,881-64.8% | $10,886-55.1% |