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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,290 | $117,777-21.6% | $71,778+28.6% | $134,545-31.4% |
| Participation rate | 62.5% | 68.9%-6.4pp | 62.3%+0.2pp | 81.2%-18.7pp |
| Annual return | -14.65% | 25.46%-40.1pp | 9.15%-23.8pp | 418.37%-433.0pp |
| Employer contribution / active EE | $856 | $2,525-66.1% | $1,704-49.8% | $4,742-82.0% |
| Participant deferral / active EE | $4,115 | $3,756+9.6% | $2,656+54.9% | $6,401-35.7% |
| Admin fee / account holder | $1,229 | $6,379-80.7% | $3,974-69.1% | $11,431-89.2% |