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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,874 | $117,895+16.1% | $102,460+33.6% | $145,897-6.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 12.78% | 31.92%-19.1pp | 29.47%-16.7pp | 552.29%-539.5pp |
| Employer contribution / active EE | $1,719 | $3,619-52.5% | $3,025-43.2% | $4,663-63.1% |
| Participant deferral / active EE | $6,737 | $5,736+17.4% | $5,056+33.2% | $6,689+0.7% |
| Admin fee / account holder | $3,045 | $13,353-77.2% | $9,460-67.8% | $13,390-77.3% |