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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,135 | $176,838+46.5% | $146,685+76.7% | $167,518+54.7% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 14.78% | 24.04%-9.3pp | 22.75%-8.0pp | 478.71%-463.9pp |
| Employer contribution / active EE | $5,087 | $5,161-1.4% | $4,137+23.0% | $4,838+5.1% |
| Participant deferral / active EE | $13,714 | $6,441+112.9% | $5,507+149.0% | $6,342+116.2% |
| Admin fee / account holder | $5,457 | $13,262-58.9% | $10,281-46.9% | $12,312-55.7% |