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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,638 | $117,895-13.8% | $102,460-0.8% | $145,897-30.3% |
| Participation rate | 94.7% | 78.6%+16.1pp | 76.5%+18.2pp | 80.3%+14.4pp |
| Annual return | 16.15% | 31.92%-15.8pp | 29.47%-13.3pp | 552.29%-536.1pp |
| Employer contribution / active EE | $3,731 | $3,619+3.1% | $3,025+23.3% | $4,663-20.0% |
| Participant deferral / active EE | $10,526 | $5,736+83.5% | $5,056+108.2% | $6,689+57.4% |
| Admin fee / account holder | $1,688 | $13,353-87.4% | $9,460-82.2% | $13,390-87.4% |