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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,641 | $124,425-9.5% | $112,040+0.5% | $137,256-17.9% |
| Participation rate | 86.4% | 79.3%+7.1pp | 76.5%+9.9pp | 80.0%+6.4pp |
| Annual return | 17.18% | 24.72%-7.5pp | 24.52%-7.3pp | 220.34%-203.2pp |
| Employer contribution / active EE | $3,564 | $3,411+4.5% | $2,954+20.6% | $4,156-14.2% |
| Participant deferral / active EE | $9,516 | $5,718+66.4% | $5,098+86.7% | $6,407+48.5% |
| Admin fee / account holder | $752 | $15,207-95.1% | $12,098-93.8% | $12,270-93.9% |