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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,840 | $226,090-57.2% | $182,531-46.9% | $152,885-36.7% |
| Participation rate | 80.0% | 82.5%-2.5pp | 78.0%+2.0pp | 82.5%-2.5pp |
| Annual return | 5.34% | 192.57%-187.2pp | 148.57%-143.2pp | 345.39%-340.0pp |
| Employer contribution / active EE | $2,359 | $4,978-52.6% | $4,075-42.1% | $4,763-50.5% |
| Participant deferral / active EE | $6,357 | $6,369-0.2% | $5,525+15.0% | $5,851+8.6% |
| Admin fee / account holder | $1,523 | $10,705-85.8% | $8,593-82.3% | $11,598-86.9% |