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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,750 | $107,733+26.9% | $92,985+47.1% | $154,746-11.6% |
| Participation rate | 100.0% | 74.6%+25.4pp | 69.5%+30.5pp | 80.7%+19.3pp |
| Annual return | 17.76% | 30.39%-12.6pp | 27.99%-10.2pp | 172.34%-154.6pp |
| Employer contribution / active EE | $5,259 | $3,126+68.2% | $2,662+97.5% | $4,379+20.1% |
| Participant deferral / active EE | $8,595 | $5,053+70.1% | $4,377+96.4% | $6,730+27.7% |
| Admin fee / account holder | $3,952 | $11,369-65.2% | $9,463-58.2% | $14,365-72.5% |