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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,380 | $90,691+17.3% | $76,119+39.8% | $145,884-27.1% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 13.18% | 624.52%-611.3pp | 361.25%-348.1pp | 551.85%-538.7pp |
| Employer contribution / active EE | $4,765 | $3,329+43.1% | $2,693+77.0% | $4,662+2.2% |
| Participant deferral / active EE | $7,918 | $5,167+53.2% | $4,259+85.9% | $6,690+18.4% |
| Admin fee / account holder | $1,203 | $8,383-85.6% | $6,421-81.3% | $13,392-91.0% |