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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,643 | $93,064-60.6% | $74,577-50.9% | $273,972-86.6% |
| Participation rate | 100.0% | 74.9%+25.1pp | 68.1%+31.9pp | 83.0%+17.0pp |
| Annual return | 11.10% | 26.18%-15.1pp | 20.47%-9.4pp | 41.46%-30.4pp |
| Employer contribution / active EE | $3,046 | $3,160-3.6% | $2,525+20.6% | $4,869-37.4% |
| Participant deferral / active EE | $17,199 | $4,160+313.4% | $3,458+397.3% | $5,287+225.3% |
| Admin fee / account holder | $5,875 | $5,273+11.4% | $4,138+42.0% | $10,133-42.0% |