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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,062 | $64,176-81.2% | $112,263-89.3% | $66,949-82.0% |
| Participation rate | 74.6% | 68.4%+6.1pp | 75.1%-0.5pp | 69.8%+4.7pp |
| Annual return | 69.53% | -13.80%+83.3pp | 27.49%+42.0pp | 1.57%+68.0pp |
| Employer contribution / active EE | $0 | $3,007-100.0% | $3,636-100.0% | $2,545-100.0% |
| Participant deferral / active EE | $2,028 | $3,694-45.1% | $4,729-57.1% | $4,239-52.2% |
| Admin fee / account holder | $1,087 | $626+73.7% | $6,410-83.0% | $594+83.2% |