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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,456 | $78,670-90.5% | $109,173-93.2% | $85,847-91.3% |
| Participation rate | 77.5% | 68.3%+9.3pp | 75.9%+1.6pp | 69.3%+8.2pp |
| Annual return | 22.43% | 25.09%-2.7pp | 25.75%-3.3pp | 318.61%-296.2pp |
| Employer contribution / active EE | $28 | $2,734-99.0% | $3,723-99.2% | $2,565-98.9% |
| Participant deferral / active EE | $2,047 | $3,467-41.0% | $4,654-56.0% | $3,952-48.2% |
| Admin fee / account holder | $597 | $5,469-89.1% | $6,755-91.2% | $6,261-90.5% |